Car insurance has been deemed the smartest mode to financially secure yourself and the vehicle. In case, you do not have car insurance, you would have to incur the loss in event of an accident occurring with your vehicle, especially if it is without your fault. It would be a bad move to miss out on your motor insurance renewal.
In event of you not looking forward to renewing your policy with same insurer, you should get in touch with them instantly, as soon as the motor insurance for previous year expires. You would be required to set out what you are required to do in your renewal notice letter. Failure to comply with it would imply automatic renewal and making the privilege payable.